Horse rider and horse riding insurance for people who ride but do not necessarily own their own horse is only offered by a few horse insurance companies. Most horse rider policies offered by equine insurers cover the rider against veterinary fees following accidents which occur whilst they are riding, personal accident and injury to the horse rider, public liability, death of the horse and loss or damage to tack. Insurance protection is essential for anyone who enjoys riding, horses by their very nature are unpredictable and riding accidents do happen! Anyone who enjoys horse riding or is responsible for a horse rider should reduce the risks inherent in horse riding. Wear protective gear such as a riding helmet that conforms to current british safety standards, back protectors are also worth consideration. Get trained by a qualified instructor and where appropriate, take a road safety test. Keep equipment in good working order and get good horse rider insurance cover by following the link below. It is also worth reading the British Horse Society's safety advice. Over three million people ride in Britain, most accidents occur while riding a horse or pony but some occur while handling, grooming or feeding the horse, even in the stable!