Cat Insurance

Cat Insurance protects you against those unexpected vets fees. It can be quite daunting however choosing the right cover. Their are different plans available from a multitude of different insurers. If your looking for  budget cat insurance protection for your cat or kitten you might want to consider a plan that limits vets fees cover to 12 months. This is referred to as a time capped plan and basically means that if you claim for an illness within the first twelve months it is more than likely that the insurer will exclude the illness at renewal of the policy. Alternatively you could opt for an insurance plan that pays up to the maximum benefit per condition. This allows you to claim beyond a set time limit but up to the maximum benefit stated on the policy. The most comprehensive type of pet insurance is called Lifetime cover, most lifetime cover plans have a maximum benefit but this is renewed each year as long as you renew your policy and pay your premium. This type of cat insurance plan is likely to cost you, but is well worth it should your cat develop a long term illness that might require treatment for the rest of its life.